I want to share some points about caring for the elders in our families during the pandemic. The research (1), reported in a Sept 4, 2020 article in McKnights Senior Living, found:
Among family caregivers surveyed:
+ 65% said COVID-19 has completely changed their opinions about the best way to care for older adults,
+ 68% said they don’t agree that quality care can be provided in assisted living and other congregate care settings, and
+ 78% said they are concerned their loved one will contract COVID-19 in a facility.
Individuals in CT who apply for the Husky (MedicAid) day to day living assistance program do have some alternatives, if they qualify, but most support would be in a Skilled Nursing Facility (Nursing Home).
What this tells me – when a family elder needs assistance with day to day life activities – its best to:
+ have professional caregivers come to the home.
+ own a Long Term Care insurance plan. Family members can then use the pool of money the plan creates to hire needed professional caregivers.
These pages on my Long Term Care insurance sites may be useful.